Reparación de crédito

Mistakes on your credit report: the silent killer

Jose Bordas

Published on: 06/12/2025

It tells banks, landlords, and even employers how trustworthy you are with money. But what happens when that report is filled with errors you never even made?

Reparación de crédito

Late Payments + Charge-Offs = Credit Destroyed

Jose Bordas

Published on: 15/10/2025

A late payment or a charge-off can destroy your credit for years. What’s worse is that many people don’t realize the damage they’re causing until it’s already too late. Every time you miss a payment or allow an account to become a charge-off, your credit score takes a major hit—one that can stay on your credit report for up to 7 years.

Reparación de crédito

Bankruptcy: A Fresh Start or Financial Collapse?

Jose Bordas

Published on: 10/09/2025

Overcoming bankruptcy is possible. Learn how to turn a tough moment into an opportunity to rebuild your credit and regain financial stability.

Reparación de crédito

That's it: measure to eliminate medical debt from credit cards is halted

Jose Bordas

Published on: 22/08/2025

A change that promised to benefit millions of Americans with medical debt has been blocked by a federal judge in Texas.

Reparación de crédito

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