Jose Bordas

Mistakes on your credit report: the silent killer

Jose Bordas

Published on: 06/12/2025

It tells banks, landlords, and even employers how trustworthy you are with money. But what happens when that report is filled with errors you never even made?

Reparación de crédito

Late Payments + Charge-Offs = Credit Destroyed

Jose Bordas

Published on: 15/10/2025

A late payment or a charge-off can destroy your credit for years. What’s worse is that many people don’t realize the damage they’re causing until it’s already too late. Every time you miss a payment or allow an account to become a charge-off, your credit score takes a major hit—one that can stay on your credit report for up to 7 years.

Reparación de crédito

Bankruptcy: A Fresh Start or Financial Collapse?

Jose Bordas

Published on: 10/09/2025

Overcoming bankruptcy is possible. Learn how to turn a tough moment into an opportunity to rebuild your credit and regain financial stability.

Reparación de crédito

You could receive up to $7,500 from the settlement with AT&T: here's how class action lawsuits work

Jose Bordas

Published on: 30/08/2025

This settlement comes from a $177 million agreement following two data breaches that occurred in 2024, which exposed the personal information of thousands of customers.

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